We need you to answer some questions. Your answers are important. They help us decide if we can
offer you insurance and the terms that apply to the insurance, such as price.
A misrepresentation is a false or misleading statement that is inaccurate or does not fairly
reflect the truth. To avoid this, please make sure you answer our questions honestly and to the best of your knowledge.
This includes any answers you give on someone else's behalf.
This Duty applies until we agree to insure you. If you don't comply, we may reduce or not pay a claim, cancel your policy or both.
If the misrepresentation was deliberate or reckless, this is an act of fraud, and we may treat your policy as if it never existed.
If you don't understand a question, or if anything is unclear, please call us on 131 987 or
visit our website for more information about this duty
PLEASE READ CAREFULLY the following conditions which govern your access to and use of this online
We do not provide cover (where the type of cover you have under the policy provides it) for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first take out or increase the cover under the policy.
The 72 hour exclusion period will not apply if:
For detailed information please refer to the Product Disclosure Statement.
Note: This must be within 60 days of today's date
On all new insurance we apply a waiting period of 72 hours after your policy starts for loss or
damage caused by cyclone, flood and bush fires. Please refer to
the Product Disclosure Statement for details.
Caravan - non self-propelled, designed for occupancy and towing behind a motor vehicle
Campervan or motorised caravan - self-propelled, designed for occupancy (e.g. winnebago, motor Home, converted bus/van)
Trailer - not used for occupancy, designed to be towed by a motor vehicle with a standard tow bar
Camper trailer - designed for occupancy and towing by a motor vehicle with a standard tow bar
Horsefloat - trailer specifically designed for transportation of horses with no living quarters
The Volvo name and logos are registered trademarks of Volvo Trademark Holding AB and used under licence by Allianz Australia Insurance Limited.
The insurer is Allianz Australia Insurance Limited ABN 15 000 122 850
AFS Licence No. 234708