We need you to answer some questions. Your answers are important. They help us decide if we can
offer you insurance and the terms that apply to the insurance, such as price.
A misrepresentation is a false or misleading statement that is inaccurate or does not fairly
reflect the truth. To avoid this, please make sure you answer our questions honestly and to the best of your knowledge.
This includes any answers you give on someone else's behalf.
This Duty applies until we agree to insure you. If you don't comply, we may reduce or not pay a claim, cancel your policy or both.
If the misrepresentation was deliberate or reckless, this is an act of fraud, and we may treat your policy as if it never existed.
If you don't understand a question, or if anything is unclear, please call us on 1300 203 091 or
visit our website for more information about this duty
PLEASE READ CAREFULLY the following conditions which govern your access to and use of this online
Comprehensive Insurance covers damage to your vehicle, loss of your vehicle or property, theft and damage to other people's property (for example, their vehicle) as the result of an accident. It also comes with other benefits such as 30 days car hire if your vehicle is stolen, towing after an accident, emergency repairs and much more.
We do not provide cover (where the type of cover you have under the policy provides it) for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first take out or increase the cover under the policy.
The 72 hour exclusion period will not apply if:
For detailed information please refer to the Product Disclosure Statement.
Note: This must be within 90 days of today's date
On all new insurance we apply a waiting period of 72 hours after your policy starts for loss or
damage caused by cyclone, flood and bush fires. Please refer to
the Product Disclosure Statement for details.
These are some common codes and their meanings that may appear in the 'Select vehicle' field:
Transmission type4A - 4 speed automatic transmission5M - 5 speed manual transmission4AESS, 4ASS, 5AG, 6ATip - Semi-automatic transmission types
Vehicle Body3D, 4D, 5D - 3, 4, 5 Doors (number of doors in hatchbacks)
Engine1.8L, 3.0L, 5.0L -1.8, 3, 5 litre engine capacity4, 5, 6, 8 - 4, 5, 6, 8 cylindersD4, D6 -4, 6 cylinder diesel engineDT4, DT6, DT8 -4, 6, 8 cylinder turbo diesel engineDTFI - Electronic fuel injected turbo dieselCarb - Carburettor injectedMPFI - Multi-point fuel injectionLPG6 - 6 cylinder engine that runs only on LPG
Drive type4x4 -four-wheel driveAWD -All-wheel drive
If you are unable to locate your exact vehicle please call our contact centre.
Standard accessories are those that the vehicle manufacturer fits as standard when the vehicle is made. Standard accessories are included in the vehicle's sum insured.
Other accessories are any accessories that were not fitted as standard to your vehicle by the manufacturer when it was made or fitted as optional manufacturer
Common examples of other accessories include:
aftermarket sound system
aftermarket roof racks
car seat covers
You will be able to list these accessories later if you decide to buy this insurance.
The total value of your accessories will be covered, except for any modifications (engine, body/paint, suspension).
Your policy includes cover for replacement of any Child Seat or Baby Capsule up to a maximum of '$500' per claim.
Select 'Yes' if your vehicle has unrepaired damage such as major panel or accident damage,
rust, hail or is in an unroadworthy condition.
Select 'No' if the unrepaired damage is minor scratches or general wear and tear such as bumper abrasions and
minimal parking dents (e.g. a door has been opened onto the vehicle's panel).
Modifications are changes to the vehicle from the original vehicle manufacturer's specifications.
Modifications to the vehicle's engine, body, paint or suspension must be disclosed
Select the kilometres per year that the vehicle travels
Please note: Non-payment of fines need not apply
The Volvo name and logos are registered trademarks of Volvo Trademark Holding AB and used under licence by Allianz Australia Insurance Limited.
The insurer is Allianz Australia Insurance Limited ABN 15 000 122 850
AFS Licence No. 234708