Before you enter this insurance with us, you have a duty of disclosure under the Insurance Contracts Act
1984 that applies until the contract is entered into.
When answering our specific questions that are relevant to our decision whether to accept the risk of the
insurance and, if so, on what terms, you must be honest and disclose to us anything that you know and that a
reasonable person in the circumstances would include in answer to the questions.
It is important that you understand you are answering our questions in this way for yourself and anyone
else that you want to be covered by the contract.
If you fail to comply with your duty of disclosure, we may be entitled to reduce our liability under the
contract in respect of a claim, cancel the contract, or both.
If your non-disclosure is fraudulent, we may also have the option of avoiding the contract from its
PLEASE READ CAREFULLY the following conditions which govern your access to and use of this online
This insurance provides cover for loss against someone else's property.
Note this must be within 30 days of today's date
On all new insurance we apply a waiting period of 72 hours after your policy starts for loss or damage caused by cyclone, flood and bush fires. Please refer to
the Product Disclosure Statement for details.
These are some common codes and their meanings that may appear in the 'Select vehicle' field:
Transmission type4A - 4 speed automatic transmission5M - 5 speed manual transmission4AESS, 4ASS, 5AG, 6ATip - Semi-automatic transmission types
Vehicle Body3D, 4D, 5D - 3, 4, 5 Doors (number of doors in hatchbacks)
Engine1.8L, 3.0L, 5.0L -1.8, 3, 5 litre engine capacity4, 5, 6, 8 - 4, 5, 6, 8 cylindersD4, D6 -4, 6 cylinder diesel engineDT4, DT6, DT8 -4, 6, 8 cylinder turbo diesel engineDTFI - Electronic fuel injected turbo dieselCarb - Carburettor injectedMPFI - Multi-point fuel injectionLPG6 - 6 cylinder engine that runs only on LPG
Drive type4x4 -four-wheel driveAWD -All-wheel drive
If you are unable to locate your exact vehicle please call our contact centre.
Standard Accessories are those that the vehicle manufacturer fits as standard when the vehicle is made. Standard accessories are included in the vehicle's sum insured.
Other accessories are any accessories that were not fitted as standard to your vehicle by the manufacturer when it was made or fitted as optional manufacturer
Common examples of other accessories include:
aftermarket sound system
aftermarket roof racks
car seat covers
You will be able to list these accessories later if you decide to buy this insurance.
The total value of your accessories will be covered, except for any modifications listed below.
Your policy includes cover for replacement of any Child Seat or Baby Capsule up to a maximum of $500 per claim.
Select the kilometres per year that the vehicle travels
Up to 10,000 km
10,001 - 15,000 km
15,001 - 20,000 km
> 20,000 km
The insurer is Allianz Australia Insurance Limited ABN 15 000 122 850
AFS Licence No. 234708