Insurance Quote

Your duty to take reasonable care not to make a misrepresentation

We need you to answer some questions. Your answers are important. They help us decide if we can offer you insurance and the terms that apply to the insurance, such as price.

A misrepresentation is a false or misleading statement that is inaccurate or does not fairly reflect the truth. To avoid this, please make sure you answer our questions honestly and to the best of your knowledge. This includes any answers you give on someone else's behalf.

This Duty applies until we agree to insure you. If you don't comply, we may reduce or not pay a claim, cancel your policy or both. If the misrepresentation was deliberate or reckless, this is an act of fraud, and we may treat your policy as if it never existed.

If you don't understand a question, or if anything is unclear, please call us on 1300 00 CLUB (2582) or visit our website for more information about this Duty.

By continuing, you understand this Duty and you have read our Product Disclosure Statement (PDS), the Financial Services Guide (FSG), our Privacy Notice and website Terms of Use.

We may call you to help finish your quote if you provide your phone number.

Pleasure Craft Insurance

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✓   Boat, motor, trailer and gear for accidental or malicious loss or damage, theft, water ingress.

✓   Injury or death following an accident arising out of the use of your boat.

✓   Third party legal liability for property damage, death or personal injury.

Third Party Insurance

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✘   Boat, motor, trailer and gear for accidental or malicious loss or damage, theft, water ingress.

✘   Injury or death following an accident arising out of the use of your boat.

✓   Third party legal liability for property damage, death or personal injury.

Boat details

information

What should I include when calculating how much to insure the boat for?

You should include the values of your:

  • Hull(s)
  • Masts, spars, rigging and sails
  • Motor(s)
  • Electronics, navigation and guidance systems
  • Trailer
  • Boat tender
  • Personal effects you normally take with you when on the insured boat or boat tender

We also provide cover for your Equipment & accessories, including:

  • Boat canopies
  • Fishing gear (but not fishing tackle)
  • Water ski equipment
  • Electronics, navigation and guidance systems
  • Diving equipment
  • Boat tender
  • Mobile electronics
  • Tools
  • Boat lifts & dry berths
  • Electric water sports equipment
  • Safety equipment
  • Stand up paddleboards, kayaks, and canoes, of fibreglass, plastic, or rubber material

Note: we have limitations on the maximum amount we pay for fishing gear, water ski equipment, diving equipment, tools and personal effects. Refer to our PDS for more information.

Try to be as accurate as possible in suggesting a value. Please include GST in the amount you nominate.

Storage

You are required to let us know if you're storing the boat in a different way or at a different location throughout the policy.

Experience

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