Allianz TMD

A Target Market Determination (commonly known as a TMD) describes the class of customers an insurance cover has been designed for, including the key attributes of the insurance cover and the customers who are eligible for it.

A TMD does not replace the terms and conditions, nor the disclosures made, in a PDS. Your customers should continue to refer to the PDS before deciding to purchase an insurance cover.

Below you’ll find the TMD applicable to each insurance cover, and if unsure you can refer to the policy documents for the name of the insurance cover.

Personal Motor Insurance

Car


Motor - Comprehensive Cover TMD (for policies issued on and after 19/05/2024)
Motor - Comprehensive Cover TMD (for policies issued on and after 14/08/2022 to and including 19/05/2024)
Motor - Comprehensive Cover TMD (for policies issued on and after 19/08/2021 to and including 13/08/2022)
Motor - Third Party Property Damage Cover TMD (for policies issued on and after 19/05/2024)
Motor - Third Party Property Damage Cover TMD (for policies issued on and after 19/08/2021 to and including 19/05/2024)
Motor - Third Party Fire and Theft Cover TMD (for policies issued on and after 19/05/2024)
Motor - Third Party Fire and Theft Cover TMD (for policies issued on and after 19/08/2021 to and including 19/05/2024)

Caravan and Trailer Insurance

Caravan


Caravan and Trailer Insurance TMD (for policies issued on and after 19/08/2021)

House and Contents and Landlord

Home


TIO House and Contents Insurance TMD (for policies issued on and after 30/06/2022)
TIO House and Contents Insurance TMD (for policies issued on and after 19/08/2021 to and including 29/06/2022)

Landlord


Landlord - Building and Contents TMD (for policies issued on and after 30/06/2022)
Landlord - Building and Contents TMD (for policies issued on and after 19/08/2021 to and including 29/06/2022)

Commercial Motor

Applies to Commercial Vehicle cover section in Packaged policies, and standalone Commercial Motor Insurance

Business Pack


Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)

Office Pack


Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)

Trades and Services Pack


Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)

Commercial Motor Insurance


Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)

Motor Trades Pack


Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Comprehensive Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Property Damage Insurance TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 28/10/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 30/09/2022 to and including 07/11/2023)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 8/11/2021 to and including 29/09/2022)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 25/09/2021 to and including 07/11/2021)
Commercial Motor - Third Party Fire and Theft TMD (for policies issued on and after 19/08/2021 to and including 24/09/2021)

Motor Fleet Insurance

Fleet


Motor Fleet Insurance - Comprehensive Cover and Third Party Property Damage Only Cover TMD (for policies issued on and after 22/04/2022)
Motor Fleet Insurance - Comprehensive Cover and Third Party Property Damage Only Cover TMD (for policies issued on and after 19/08/2021 to and including 21/04/2022)

Strata Insurance

Strata


Residential Strata: Building and Common Contents Insurance and Personal Accident (Voluntary Workers) Insurance TMD (for policies issued on and after 19/08/2021)

Significant Dealings


The 'Significant Dealings' notification form must be completed by Distribution Partners and sent via email to Allianz within 10 business days of assessing a dealing as significant.

Please send the email to the Allianz Technical Risk & Compliance email inbox:

Technical.RiskandCompliance@allianz.com.au

Key Documents

Significant Dealings Notification Form - Distribution

Significant Dealings - Distribution Partner Process Guide

Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS update (privacy notice). These documents, together with the relevant Target Market Determination, are available by contacting your Account Manager.