Policy Documents

Home and Landlord Insurance Product Disclosure Statement (PDS)

Policies effective from 21 December 2025

For new and renewing policies where flood cover is standard, and Domestic Workers’ Compensation can no longer be added to a Home and Contents Insurance policy.
 
    For renewing policies where Allianz has agreed you can opt out of flood cover, you'll also need to read the Supplementary PDS that applies to you:
     

        Policies effective from 14 January to 20 December 2025

        For policies where flood cover is standard.
         
          For renewing policies where Allianz has agreed you can opt out of flood cover, you'll also need to read the Supplementary PDS that applies to you:
           

              Policies effective before 14 January 2025

                Key facts sheets

                Policies effective from 14 January 2025
                 
                  Policies effective before 14 January 2025
                   

                    Policies effective from 21 December 2025

                    For new and renewing policies where flood cover is standard, and Landlord Workers’ Compensation can no longer be added to a Landlord Insurance policy.
                     
                      For renewing policies where Allianz has agreed you can opt out of flood cover, you'll also need to read the Supplementary PDS that applies to you:
                       

                          Policies effective from 14 January to 20 December 2025

                          For policies where flood cover is standard.
                           
                            For renewing policies where Allianz has agreed you can opt out of flood cover, you'll also need to read the Supplementary PDS that applies to you:
                             

                                Policies effective before 14 January 2025

                                  Key facts sheets

                                  Policies effective from 14 January 2025
                                   
                                    Policies effective before 14 January 2025
                                     

                                      Home and Landlord Insurance Target Market Determination

                                      Policies effective from 21 December 2025

                                      For policies where Domestic Workers’ Compensation can no longer be added to a Home and Contents Insurance policy, and:
                                       
                                      Flood cover is standard at your property.
                                       
                                        Allianz has agreed you can opt out of flood cover at your property.
                                         

                                          Policies effective from 14 January to 20 December 2025

                                          For policies effective from 14 January 2025 where flood cover is standard at your property.
                                           
                                            For policies effective from 14 January 2025 where Allianz has agreed you can opt out of flood cover at your property.
                                             

                                              Policies effective before 14 January 2025

                                                Policies effective from 21 December 2025

                                                For policies where Landlord Workers’ Compensation can no longer be added to a Landlord Insurance policy, and:
                                                 
                                                Flood cover is standard at your property.
                                                 
                                                  Allianz has agreed you can opt out of flood cover at your property.
                                                   

                                                    Policies effective from 14 January to 20 December 2025

                                                    For policies effective from 14 January 2025 where flood cover is standard at your property.
                                                     
                                                      For policies effective from 14 January 2025 where Allianz has agreed you can opt out of flood cover at your property.
                                                       

                                                        Policies effective before 14 January 2025