Policy Documents

Home and Landlord Insurance Product Disclosure Statement (PDS)

Policies effective from 21 December 2025

For new and renewing policies where flood cover is standard, and Domestic Workers’ Compensation can no longer be added to a Home and Contents Insurance policy.
 
    For renewing policies where Allianz has agreed you can opt out of flood cover, you'll also need to read the Supplementary PDS that applies to you:
     

        Policies effective before 21 December 2025

        For policies where flood cover is standard.
         
          For renewing policies where Allianz has agreed you can opt out of flood cover, you'll also need to read the Supplementary PDS that applies to you:
           

              Key facts sheets

                Policies effective from 21 December 2025

                For new and renewing policies where flood cover is standard, and Landlord Workers’ Compensation can no longer be added to a Landlord Insurance policy.
                 
                  For renewing policies where Allianz has agreed you can opt out of flood cover, you'll also need to read the Supplementary PDS that applies to you:
                   

                      Policies effective before 21 December 2025

                      For policies where flood cover is standard.
                       
                        For renewing policies where Allianz has agreed you can opt out of flood cover, you'll also need to read the Supplementary PDS that applies to you:
                         

                            Key facts sheets

                              Home and Landlord Insurance Target Market Determination

                              Policies effective from 21 December 2025

                              For policies where Domestic Workers’ Compensation can no longer be added to a Home and Contents Insurance policy, and:
                               
                              Flood cover is standard at your property.
                               
                                Allianz has agreed you can opt out of flood cover at your property.
                                 

                                  Policies effective before 21 December 2025

                                  For policies where flood cover is standard at your property.
                                   
                                    For policies where Allianz has agreed you can opt out of flood cover at your property.
                                     

                                      Policies effective from 21 December 2025

                                      For policies where Landlord Workers’ Compensation can no longer be added to a Landlord Insurance policy, and:
                                       
                                      Flood cover is standard at your property.
                                       
                                        Allianz has agreed you can opt out of flood cover at your property.
                                         

                                          Policies effective before 21 December 2025

                                          For policies where flood cover is standard at your property.
                                           
                                            For policies where Allianz has agreed you can opt out of flood cover at your property.